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Biden begins transition plans as Trump refuses to concede

New York (CNN Business)US stocks surged Monday after Pfizer (PFE) said its Covid-19 vaccine is 90% effective and Joe Biden was projected to be the winner of the presidential election over the weekend.

The Dow (INDU) climbed as many as 1,610 points in the morning before paring some of its gains. The index was up 1,310 points, or 4.6%, in the early afternoon.

At this rate, the Dow is on pace for one of its best days of…